Workers Comp Insurance in California
Independent brokerage in Oakland serving all of California. We compare 50+ carriers to find coverage that fits.
What Workers Comp Insurance Covers
California law requires virtually all employers to carry Workers Compensation insurance. It protects both your employees and your business by covering medical expenses, lost wages, and rehabilitation costs for work-related injuries.
Coverage Options
- Medical Expenses & Treatment
- Lost Wages During Recovery
- Rehabilitation & Physical Therapy
- Disability Benefits
- Death Benefits
- Employer Liability Protection
Risks This Coverage Addresses
- Workplace slip, trip and fall injuries
- Repetitive strain and ergonomic injuries
- Vehicle accidents during work duties
- Equipment-related injuries
- Chemical exposure and hazardous materials
- Work-related illness and disease
Industries We Cover
Why work with an independent broker?
Captive agents sell one company's products. As an independent brokerage, Trio compares 50+ carriers side by side, so the same driver, home, or business can be quoted many different ways in one conversation. Quotes are free and carry no obligation.
Before you get a quote
What should workers comp really cost your California business?
Run your class code, payroll, and experience mod through our calculator and see the number before you talk to anyone.
Run your numbersRun a dental practice?
Dental offices have their own class codes and their own rate behavior. We built a separate resource just for practice owners.
See dental workers compBoth resources are operated by Trio Insurance and its partners.
Other Coverage We Offer
We shop among 50+ top carriers
